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Terms & Conditions

These terms describe the general conditions for using this independent informational website.

Use of the website

Visitors may use public pages and calculators for lawful, personal or informational purposes. Do not attempt to interfere with the website or misuse its systems.

Information accuracy

We aim for clear and useful information, but insurance products and rules can change. Official product documents and quotations take priority.

External links

The website may link to third-party or official sources. We do not control external sites and are not responsible for their content or availability.

Intellectual property

Original site text, code and design elements belong to the website owner unless otherwise stated. Product names and trademarks belong to their respective owners.