Disclaimer

Calculator limitations

Calculator outputs are estimates generated from user inputs and illustrative assumptions. They are not binding quotations. Actual premiums and benefits can depend on the current official product tariff, underwriting, policy options, riders, applicable taxes and other policy conditions.

Bonus and maturity estimates

Any bonus or maturity amount shown by the demo calculator is illustrative. Non-guaranteed assumptions must not be treated as promised future returns.

Financial decisions

Nothing on this site should be treated as personalised insurance, investment, tax or legal advice. Users should review the relevant official policy documents and obtain an official quotation before purchasing.